Content on this page requires a newer version of Adobe Flash Player.

Get Adobe Flash player

facebook page
twitter page
linkedin page
Loan Application Checklist
In general, the documentation you will need includes:
Check for application fee
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you are selling your current home, copy of listing contract.
If you have sold your current home, copy of settlement statement (HUD-1).
Income & Assets
Pay stubs for the last 30 days.
  For the past two years:
Names and addresses of each employer.
Statements for each bank, mutual fund, and/or investment account for the last three months.
Estimated value of personal property and furniture.
  If you have made any large deposits to your accounts:
Explanation and source for deposit.
If large deposit was a gift:
Signed gift letter (lender can supply).
Copy of gift check.
Copy of deposit receipt.
  If you own more than 25% of a business:
Corporate or partnership tax returns.
  If self-employed:
Corporate or partnership tax returns.
  If you own rental property:
Tax returns for the last two years and current rental agreements.
Year-to-Date Profit and Loss Statement prepared by an accountant.
  If you are retired:
Pension Award Letter.
  If you receive Social Security:
Social Security Award Letter.
  If you are counting child support as income:
Copy of divorce settlement.
Copy of twelve months of cancelled child support checks.
Names, addresses, account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:
Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).
VA Loans
Copy of DD Form 214, Report of Separation.
Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.
Schedule a FREE Confidential Consultation
First Name:
Your Phone Number:
( ) -
Good Time To Call
Submit button
Or send a text
Your Phone Number:
( ) -
Enter your text message:
send button

•      •     •     •  ,     •     •         Member Login
© Copyright 2022 • All Rights Reserved. - PRIVACY POLICY & TERMS OF SERVICE
MARS DISCLAIMER: The above brokerage and agent/s assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner. The above brokerage and agent/s is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.